How do I remain financially protected following a disability or illness?
It is important that we protect our most valuable asset: our ability to work. How long could you survive without a paycheck? Protecting your income during life is just as necessary as protecting your finances at death. Many of us rely on our companies’ group insurance to carry us through difficult times, but this reduced income is often limited in both time and value. It is crucial to supplement these plans with personally-owned living benefit products.
If you are stricken with a disability or illness that keeps you from working, you are likely to incur additional recovery costs. Private or semi-private hospitalization, childcare, home care, special treatments, prescription drugs, surgery—the list goes on. How do you plan on paying for all these necessities on a partial income? We can help.
Types of Living Benefit Plans Available
We provide a variety of valuable solutions to aid you in times of physical and financial hardships. These products offer freedom from the financial setbacks of disability or illness, allowing you and your loved ones to concentrate on health and recovery. Below are a few of the valuable types of living benefits available to our clients.
Critical Illness Insurance
This insurance provides financial assistance so you can maintain your standard of living and focus on recovery in the event of a diagnosis of critical illness.
Disability Insurance
This insurance gives you a source of income during your disability leave so you can meet your financial commitments and concentrate on your recovery.
Health & Dental Insurance
This insurance covers expenses for dental work, prescriptions, eyeglasses, chiropractic care, physiotherapy, or unexpected medical expenses.